Privacy Policy

Introduction

At Payton, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and website. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the application.

We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the "Last Updated$" date of this Privacy Policy. You are encouraged to periodically review this Privacy Policy to stay informed of updates.

Information We Collect

Personal Data

We may collect personal information that you voluntarily provide to us when you register with the Application, express an interest in obtaining information about us or our products and services, or otherwise contact us. The personal information we collect may include:

• Name
• Email address
• Phone number
• Billing information
• Transaction history
• User preferences

Device Data

We may collect data about your device and how you interact with our app. This includes:

• Device type and model
• Operating system
• Unique device identifiers
• IP address
• Mobile network information
• Browser type
• App usage statistics

How We Use Your Information

Having accurate information about you enables us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Application to:

• Create and manage your account
• Process payments and transactions
• Send you alerts and reminders about bill payments
• Provide and maintain our services
• Respond to customer service requests
• Improve user experience and app functionality
• Develop new products, services, features, and functionality
• Prevent fraudulent transactions and monitor against theft
• Send you updates about new features or products
• Administer promotions, surveys, and contests
• Compile anonymous statistical data for research purposes

Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

By Law or to Protect Rights

If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.

Third-Party Service Providers

We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

Business Transfers

If we are involved in a merger, acquisition, financing due diligence, reorganization, bankruptcy, receivership, sale of all or a portion of our assets, or transition of service to another provider, your information may be transferred as part of such a transaction.

Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

We implement a variety of security measures to maintain the safety of your personal information when you make a transaction or enter, submit, or access your personal information, including:

• All sensitive information is transmitted via Secure Socket Layer (SSL) technology
• All payments are processed through secure payment gateway providers
• We implement multi-factor authentication for account access
• Regular security assessments and penetration testing
• Data encryption at rest and in transit

Your Privacy Rights

You have rights regarding the personal information we collect about you. Depending on your location, these may include:

• The right to access personal information we hold about you
• The right to request correction of inaccurate personal information
• The right to request deletion of your personal information
• The right to withdraw consent where processing is based on consent
• The right to object to processing of your personal information
• The right to data portability

To exercise these rights, please contact us using the contact information provided below.

Contact Us

If you have questions or comments about this Privacy Policy, please contact us at:

Payton Jit Technologies Ltd.

Delta, Nigeria

Email: support@payton.com.ng

Phone: +234 808 798 6234